Shariah Compliant Fixed Rate / Return · HBL Asset Management Limited

HBL Islamic Fixed Term Fund Plan 12

Shariah compliant Launched Sep 2026

Net asset value

Rs 100.0000

as at 10 Sep 2026

Trailing returns

Published by MUFAP, as at 10 Sep 2026 · net of fund expenses, before any sales load

15 days

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30 days

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90 days

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180 days

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1 year

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Year to date

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2 years

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3 years

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Month to date

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1 day

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HBL Islamic Fixed Term Fund Plan 12 — NAV, returns and charges

HBL Islamic Fixed Term Fund Plan 12 is priced at Rs 100.0000 per unit as at 10 September 2026. MUFAP last published a valuation for it 5 days ago; open-end funds are normally priced every dealing day. We hold a single daily observation for it, so there is nothing yet to measure a trend against.

HBL Islamic Fixed Term Fund Plan 12 charges a front-end load of 0.00% when you buy. The back-end or contingent load is 0.00%. The total expense ratio year to date is 0.00%, which is already taken out of the returns above. The management fee inside that is 0.00%.

HBL Islamic Fixed Term Fund Plan 12 is classified by MUFAP as a Shariah Compliant Fixed Rate / Return fund, screened as Shariah compliant. It is managed by HBL Asset Management Limited. The fund was launched in September 2026, so its record is under a year long.

This summary is generated from the MUFAP figures and NAV history shown on this page and is refreshed as new data arrives. It describes the data; it is not a recommendation. See how we collect and check this data and our disclaimer.

NAV history

Rebased to 100 at the start of our tracking, so the two lines are comparable

MUFAP publishes only the current NAV — there is no history to backfill — so this chart starts from when we began tracking this fund on 15 Sep 2026 and fills in one day at a time. The trailing returns above are MUFAP's own and are complete today.

Charges

Front-end load: 0.00%
Back-end load: 0.00%
Contingent load: 0.00%
Expense ratio (YTD): 0.00%
Management fee: 0.00%

The expense ratio is already deducted from the NAV and the returns above. A sales load is not — it is charged on top when you buy or sell.

Dealing prices

Offer (you buy at): Rs 100.0000
Repurchase (you sell at): Rs 100.0000
Net asset value: Rs 100.0000

The offer price is the NAV plus the front-end load. Funds price once a day, so an order placed today deals at a NAV that is published tomorrow — there is no intraday price.

Against its category

Funds in Shariah Compliant Fixed Rate / Return: 31
Category median (1 yr, MUFAP): —
Category average expense ratio: 0.42%

Our measurements

Computed from the NAV history we have recorded, adjusted for distributions

We began tracking this fund on 15 Sep 2026 and do not yet have enough NAV history to measure anything ourselves. MUFAP publishes only the current NAV — there is no history to backfill — so this section fills in as the days accumulate. The trailing returns above are MUFAP's own and are available now.

Distribution history

No distributions recorded for this fund.

Other Shariah Compliant Fixed Rate / Return funds

Fund	NAV	1 Year	TER
AL Habib Islamic Munafa Fund Plan 8 AL Habib Asset Management Limited	Rs 102.3531	—	0.24%
AL Habib Islamic Munafa Fund Plan 9 AL Habib Asset Management Limited	Rs 101.4642	—	0.33%
Meezan Paidaar Munafa Plan 34 Al Meezan Investment Management Limited	Rs 51.3838	—	0.70%
Meezan Paidaar Munafa Plan 39 Al Meezan Investment Management Limited	Rs 51.5743	—	0.60%
Meezan Paidaar Munafa Plan 43 Al Meezan Investment Management Limited	Rs 51.5340	—	0.20%
Meezan Paidaar Munafa Plan 47 Al Meezan Investment Management Limited	Rs 51.1589	—	0.30%
Meezan Paidaar Munafa Plan 48 Al Meezan Investment Management Limited	Rs 51.1708	—	0.20%
Meezan Paidaar Munafa Plan 49 Al Meezan Investment Management Limited	Rs 51.0916	—	0.10%

HBL Islamic Fixed Term Fund Plan 12 — frequently asked questions

What is the NAV of HBL Islamic Fixed Term Fund Plan 12?

The latest net asset value MUFAP has published for HBL Islamic Fixed Term Fund Plan 12 is Rs 100.0000 per unit, as at 10 September 2026. Open-end funds are priced every dealing day, so this figure moves daily and the price you deal at is the one published on the day your instruction settles.

Is HBL Islamic Fixed Term Fund Plan 12 Shariah compliant?

Yes. MUFAP classifies HBL Islamic Fixed Term Fund Plan 12 under Shariah Compliant Fixed Rate / Return, which is a Shariah-compliant category, so the fund is run to an Islamic mandate with its own Shariah advisory oversight. Screening is applied by the fund, and the classification is MUFAP's rather than ours.

Who manages HBL Islamic Fixed Term Fund Plan 12?

HBL Islamic Fixed Term Fund Plan 12 is managed by HBL Asset Management Limited, the asset management company responsible for its mandate, its investment decisions and the charges applied to it. The fund was launched in September 2026.

What does it cost to invest in HBL Islamic Fixed Term Fund Plan 12?

For HBL Islamic Fixed Term Fund Plan 12, the published front-end load is 0.00%, the back-end or contingent load is 0.00% and the total expense ratio is 0.00%, already deducted from the returns shown. A load is charged on the money you put in or take out; the expense ratio is charged inside the fund and is why a published return is lower than the gross return on what it holds.

Answers are generated from the MUFAP figures on this page and refreshed as new data arrives. See all mutual funds or our methodology.

Fund data is sourced from the Mutual Funds Association of Pakistan. We publish no buy, sell or hold recommendation on any mutual fund, and nothing on this page is investment advice. Past performance does not predict future returns.