UBL Fixed Return Plan II (AB)
NAV as at 31 Aug 2026 · Source: MUFAP · priced once a day, published the next morning · Launched Jun 2025
Net asset value
Rs 103.0563
unchanged 0.00% −Rs 0.0014 since 30 Aug
1-year return
up +11.95%
Category average +11.70%
3-year return
—
A yearly rate, as MUFAP quotes it
Expense ratio Expense ratio (TER)A fund's yearly running costs — management fee, taxes and other charges — as a percentage of its assets, taken out of the NAV. Reported in Pakistan as the Total Expense Ratio; lower leaves more for you. Glossary
0.38%
Category average 0.40%
Typical risk
Moderate
Usual for income & debt funds
NAV history
Rebased to 100 at the start of the range shown, so the two lines are comparable
Key facts
What the fund is, and what it costs to hold
- Category Fund categoryThe SECP classification that sets what a fund may invest in — equity, income, money market, balanced, Islamic and others. Compare returns and fees only within the same category. Glossary
- Fixed Rate / Return
- Fund manager
- UBL Fund Managers Limited
- Launched
- 25 Jun 2025
- Fund size AUM (assets under management)The total value of everything a fund manages, in rupees. Size alone says nothing about returns, but very small funds tend to carry higher costs per unit. Glossary
- Not in MUFAP's daily data
- Expense ratio (YTD) Expense ratio (TER)A fund's yearly running costs — management fee, taxes and other charges — as a percentage of its assets, taken out of the NAV. Reported in Pakistan as the Total Expense Ratio; lower leaves more for you. Glossary
- 0.38%
- Management fee
- 0.32%
- Front-end load
- 0.00%
- Back-end load
- 0.00%
- Contingent load
- 0.00%
- Risk profile
- Moderate (typical for its category)
- Benchmark
- Not published
The expense ratio is already deducted from the NAV and the returns above. A sales load is not — it is charged on top when you buy or sell.
Trailing returns
Published by MUFAP, as at 31 Aug 2026 · net of fund expenses, before any sales load · against the average of the active Fixed Rate / Return funds
| Period | This fund | Category avg | Difference | Rank |
|---|---|---|---|---|
| 1 day | −0.51% | +46.22% | down −46.73 pts | 43 of 44 |
| 15 days | +6.50% | +12.45% | down −5.95 pts | 33 of 46 |
| 30 days | +8.11% | +10.22% | down −2.11 pts | 32 of 44 |
| 90 days | +14.28% | +12.21% | up +2.07 pts | 3 of 31 |
| 180 days | +12.68% | +14.13% | down −1.45 pts | 7 of 18 |
| 270 days | +12.23% | +11.39% | up +0.84 pts | 3 of 13 |
| 1 year | +11.95% | +11.70% | up +0.25 pts | 2 of 8 |
| Month to date | +8.16% | +33.34% | down −25.18 pts | 30 of 44 |
| Year to date | +14.38% | +11.57% | up +2.81 pts | 3 of 47 |
What this means: MUFAP quotes income or debt fund returns as yearly rates, so "30 days +10%" means the fund earned at a pace of about 10% a year over those 30 days — not 10% in a month. The difference is in percentage points; rank 1 is the highest return in the category for that period.
Our measurements
Computed from the NAV history we have recorded, adjusted for distributions
Since we began tracking
unchanged 0.00%
1 month
not yet
3 months
not yet
1 year
not yet
Volatility (1 yr)
not yet
Largest fall
not yet
Best day
unchanged 0.00%
Worst day
unchanged 0.00%
Positive days
0.00%
Annualised (CAGR)
not yet
Computed from 2 days of tracking since 30 Aug 2026 — figures marked not yet need more history than we have and are withheld rather than estimated. Every figure here is adjusted for distributions: a fund that pays out sees its NAV drop by the amount paid, which is not a loss to anyone holding it.
Who is this fund for?
What a typical income or debt fund is built to do. The offering document sets this fund's own terms.
- Suits
- Savers who want a steadier return than shares and can leave the money for a year or more. Prices move with interest rates, so a rate rise can cause a small dip.
- What it holds
- Government securities, sukuk, term finance certificates and bank placements. Aggressive income funds reach for longer maturities and weaker borrowers to earn more.
- Holding period
- One to three years
Against its category
- Funds in Fixed Rate / Return
- 48
- Category median (1 yr, MUFAP)
- 10.42%
- Category average expense ratio
- 0.40%
Dealing prices
- Offer (you buy at)
- Rs 103.0563
- Repurchase (you sell at)
- Rs 103.0563
- Net asset value
- Rs 103.0563
The offer price is the NAV plus the front-end load. Funds price once a day, so an order placed today deals at a NAV that is published tomorrow — there is no intraday price.
UBL Fixed Return Plan II — AB — NAV, returns and charges
UBL Fixed Return Plan II — AB is priced at Rs 103.0563 per unit as at 31 August 2026. No newer valuation has been published in 6 weeks, which is longer than a dealing-day gap and usually means the fund has stopped reporting rather than that its value has not moved. We hold only 2 daily observations for it, which is too short a run to measure risk from.
Over the last twelve months UBL Fixed Return Plan II — AB has returned 11.95%, on MUFAP figures published to 31 August 2026. Its published thirty-day figure is +8.11%. MUFAP publishes each window on its own basis — short periods are annualised for money market and income funds — so the shorter figure is not a slice of the twelve months one. These are the manager's published figures, net of the fund's own expenses but before any sales load you pay to enter or leave.
UBL Fixed Return Plan II — AB charges a front-end load of 0.00% when you buy. The back-end or contingent load is 0.00%. The total expense ratio year to date is 0.38%, which is already taken out of the returns above. The management fee inside that is 0.32%.
UBL Fixed Return Plan II — AB is classified by MUFAP as a Fixed Rate / Return fund. It is managed by UBL Fund Managers Limited. The fund was launched in June 2025, so it has a record of about 1 year.
This summary is generated from the MUFAP figures and NAV history shown on this page and is refreshed as new data arrives. It describes the data; it is not a recommendation. See how we collect and check this data and our disclaimer.
Distribution history
Paid Rs 10.5072 per unit over the last twelve months, in 1 distribution.
| Ex-date | Per unit (Rs) | Ex-NAV (Rs) | % of NAV |
|---|---|---|---|
| 18 Jun 2026 | 10.5072 | 100.0000 | 9.51% |
On an ex-date the NAV falls by roughly the amount distributed. That is a transfer, not a loss — the cash left the fund and went to unit holders.
Other Fixed Rate / Return funds
The same kind of fund from other managers and plans, best one-year return first
| Fund | NAV (Rs) | 1M | 1Y | 3Y | TER |
|---|---|---|---|---|---|
| UBL Fixed Return Plan III (Y)UBL Fund Managers Limited | 126.0065 | +18.83% | +31.49% | — | 0.74% |
| UBL Fixed Return Plan III (Z)UBL Fund Managers Limited | 103.1967 | +1.77% | +10.76% | — | 0.17% |
| UBL Fixed Return Plan II (M)UBL Fund Managers Limited | 100.9339 | +11.64% | +10.67% | — | 0.19% |
| JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I)JS Investments Limited | 124.2664 | −4.02% | +10.24% | — | 1.34% |
| AL Habib Fixed Return Fund Plan 19AL Habib Asset Management Limited | 102.5028 | +6.19% | +9.54% | — | 0.80% |
| Alfalah Stable Return Fund Plan XXAlfalah Asset Management Limited | 102.6986 | +6.81% | +8.60% | — | 0.16% |
| MCB DCF Fixed Return III (Plan IV)MCB Investment Management Limited | 103.0798 | +10.09% | +0.37% | — | 0.65% |
| ABL Fixed Rate Plan XXIXABL Asset Management Company Limited | 10.1655 | +7.87% | — | — | 0.16% |
UBL Fixed Return Plan II — AB — frequently asked questions
What is the NAV of UBL Fixed Return Plan II — AB?
The latest net asset value MUFAP has published for UBL Fixed Return Plan II — AB is Rs 103.0563 per unit, as at 31 August 2026. No newer valuation has been published since, so treat this as the last figure on record rather than a price available today.
What return has UBL Fixed Return Plan II — AB made over the last year?
UBL Fixed Return Plan II — AB returned +11.95% over the twelve months to 31 August 2026, on MUFAP's own figures. Published returns are net of the fund's own expenses but before the sales load charged on entry or exit, and a past return is not a forecast.
Is UBL Fixed Return Plan II — AB Shariah compliant?
No. MUFAP classifies UBL Fixed Return Plan II — AB under Fixed Rate / Return, which is a conventional category rather than a Shariah-screened one. Most managers offer an Islamic equivalent alongside their conventional funds, and those are listed separately under the Shariah categories.
Who manages UBL Fixed Return Plan II — AB?
UBL Fixed Return Plan II — AB is managed by UBL Fund Managers Limited, the asset management company responsible for its mandate, its investment decisions and the charges applied to it. The fund was launched in June 2025.
What does it cost to invest in UBL Fixed Return Plan II — AB?
For UBL Fixed Return Plan II — AB, the published front-end load is 0.00%, the back-end or contingent load is 0.00% and the total expense ratio is 0.38%, already deducted from the returns shown. A load is charged on the money you put in or take out; the expense ratio is charged inside the fund and is why a published return is lower than the gross return on what it holds.
Answers are generated from the MUFAP figures on this page and refreshed as new data arrives. See all mutual funds or our methodology.
Fund data is sourced from the Mutual Funds Association of Pakistan. We publish no buy, sell or hold recommendation on any mutual fund, and nothing on this page is investment advice. Past performance does not predict future returns.