UBL Special Savings Plan X
NAV as at 11 Oct 2026 · Source: MUFAP · priced once a day, published the next morning · Launched Mar 2023
Net asset value
Rs 104.9222
up +0.10% +Rs 0.1087 since 8 Oct
1-year return
up +9.35%
Published by MUFAP, after costs
3-year return
up +8.66%
Total over the three years
Expense ratio Expense ratio (TER)A fund's yearly running costs — management fee, taxes and other charges — as a percentage of its assets, taken out of the NAV. Reported in Pakistan as the Total Expense Ratio; lower leaves more for you. Glossary
1.02%
Category average 1.03%
Typical risk
Low
Usual for capital protected funds
NAV history
Rebased to 100 at the start of the range shown, so the two lines are comparable
Key facts
What the fund is, and what it costs to hold
- Category Fund categoryThe SECP classification that sets what a fund may invest in — equity, income, money market, balanced, Islamic and others. Compare returns and fees only within the same category. Glossary
- Capital Protected - Income
- Fund manager
- UBL Fund Managers Limited
- Launched
- 29 Mar 2023
- Fund size AUM (assets under management)The total value of everything a fund manages, in rupees. Size alone says nothing about returns, but very small funds tend to carry higher costs per unit. Glossary
- Not in MUFAP's daily data
- Expense ratio (YTD) Expense ratio (TER)A fund's yearly running costs — management fee, taxes and other charges — as a percentage of its assets, taken out of the NAV. Reported in Pakistan as the Total Expense Ratio; lower leaves more for you. Glossary
- 1.02%
- Management fee
- 0.66%
- Front-end load
- 1.5
- Back-end load
- 0.00%
- Contingent load
- 0.00%
- Risk profile
- Low (typical for its category)
- Benchmark
- Not published
The expense ratio is already deducted from the NAV and the returns above. A sales load is not — it is charged on top when you buy or sell.
Trailing returns
Published by MUFAP, as at 11 Oct 2026 · net of fund expenses, before any sales load
| Period | This fund |
|---|---|
| 1 day | +10.88% |
| 15 days | +9.19% |
| 30 days | +7.75% |
| 90 days | +7.97% |
| 180 days | +8.95% |
| 270 days | +7.94% |
| 1 year | +9.35% |
| 2 years | +12.20% |
| 3 years | +8.66% |
| Month to date | +10.16% |
| Year to date | +8.39% |
What this means: each figure is the total change over the period, after the fund's own costs.
Our measurements
Computed from the NAV history we have recorded, adjusted for distributions
Since we began tracking
up +0.84%
1 month
not yet
3 months
not yet
1 year
not yet
Volatility (1 yr)
not yet
Largest fall
not yet
Best day
up +0.15%
Worst day
down −0.04%
Positive days
93.33%
Annualised (CAGR)
not yet
Computed from 16 days of tracking since 30 Aug 2026 — figures marked not yet need more history than we have and are withheld rather than estimated. Every figure here is adjusted for distributions: a fund that pays out sees its NAV drop by the amount paid, which is not a loss to anyone holding it.
Who is this fund for?
What a typical capital protected fund is built to do. The offering document sets this fund's own terms.
- Suits
- Savers who want some stock-market upside but cannot accept losing capital, and who can stay for the whole plan term. Leaving early can cost a back-end load and the protection.
- What it holds
- Mostly fixed income, with a slice in shares. The plan is built to hand back your original investment if you stay to its maturity date.
- Holding period
- The full plan term, often two to three years
Against its category
- Funds in Capital Protected - Income
- 1
- Category median (1 yr, MUFAP)
- 9.31%
- Category average expense ratio
- 1.03%
Dealing prices
- Offer (you buy at)
- Rs 106.5191
- Repurchase (you sell at)
- Rs 104.9449
- Net asset value
- Rs 104.9222
The offer price is the NAV plus the front-end load. Funds price once a day, so an order placed today deals at a NAV that is published tomorrow — there is no intraday price.
UBL Special Savings Plan X — NAV, returns and charges
UBL Special Savings Plan X is priced at Rs 104.9222 per unit as at 11 October 2026. MUFAP last published a valuation for it 2 days ago; open-end funds are normally priced every dealing day. We hold only 17 daily observations for it, which is too short a run to measure risk from.
Over the last three years UBL Special Savings Plan X has returned 8.66%, on MUFAP figures published to 11 October 2026. Its published thirty-day figure is +7.75%. MUFAP publishes each window on its own basis — short periods are annualised for money market and income funds — so the shorter figure is not a slice of the three years one. These are the manager's published figures, net of the fund's own expenses but before any sales load you pay to enter or leave.
UBL Special Savings Plan X publishes a front-end load of 1.5. The back-end or contingent load is 0.00%. The total expense ratio year to date is 1.02%, which is already taken out of the returns above. The management fee inside that is 0.66%.
UBL Special Savings Plan X is classified by MUFAP as a Capital Protected - Income fund. It is managed by UBL Fund Managers Limited. The fund was launched in March 2023, so it has a record of about 3 years.
This summary is generated from the MUFAP figures and NAV history shown on this page and is refreshed as new data arrives. It describes the data; it is not a recommendation. See how we collect and check this data and our disclaimer.
Distribution history
Paid Rs 9.3922 per unit over the last twelve months, in 1 distribution.
| Ex-date | Per unit (Rs) | Ex-NAV (Rs) | % of NAV |
|---|---|---|---|
| 18 Jun 2026 | 9.3922 | 102.1186 | 8.42% |
On an ex-date the NAV falls by roughly the amount distributed. That is a transfer, not a loss — the cash left the fund and went to unit holders.
UBL Special Savings Plan X — frequently asked questions
What is the NAV of UBL Special Savings Plan X?
The latest net asset value MUFAP has published for UBL Special Savings Plan X is Rs 104.9222 per unit, as at 11 October 2026. Open-end funds are priced every dealing day, so this figure moves daily and the price you deal at is the one published on the day your instruction settles.
What return has UBL Special Savings Plan X made over the last year?
UBL Special Savings Plan X returned +9.35% over the twelve months to 11 October 2026, on MUFAP's own figures. Over three years the published return is +8.66%. Published returns are net of the fund's own expenses but before the sales load charged on entry or exit, and a past return is not a forecast.
Is UBL Special Savings Plan X Shariah compliant?
No. MUFAP classifies UBL Special Savings Plan X under Capital Protected - Income, which is a conventional category rather than a Shariah-screened one. Most managers offer an Islamic equivalent alongside their conventional funds, and those are listed separately under the Shariah categories.
Who manages UBL Special Savings Plan X?
UBL Special Savings Plan X is managed by UBL Fund Managers Limited, the asset management company responsible for its mandate, its investment decisions and the charges applied to it. The fund was launched in March 2023.
What does it cost to invest in UBL Special Savings Plan X?
For UBL Special Savings Plan X, the published front-end load is 1.5, the back-end or contingent load is 0.00% and the total expense ratio is 1.02%, already deducted from the returns shown. A load is charged on the money you put in or take out; the expense ratio is charged inside the fund and is why a published return is lower than the gross return on what it holds.
Answers are generated from the MUFAP figures on this page and refreshed as new data arrives. See all mutual funds or our methodology.
Fund data is sourced from the Mutual Funds Association of Pakistan. We publish no buy, sell or hold recommendation on any mutual fund, and nothing on this page is investment advice. Past performance does not predict future returns.