2 VPS-Commodities / Gold funds
Gold, mainly through contracts traded on the Pakistan Mercantile Exchange, plus cash.
NAVs as at 14 Oct 2026 · Source: MUFAP
Median 1-year return
up +5.16%
MUFAP's published figures, 2 funds reporting
Average 3-year return
up +130.88%
Total over the three years
Average expense ratio Expense ratio (TER)A fund's yearly running costs — management fee, taxes and other charges — as a percentage of its assets, taken out of the NAV. Reported in Pakistan as the Total Expense Ratio; lower leaves more for you. Glossary
1.38%
Yearly running costs, already in the NAV
Typical risk
High
Holding period: three years or more
Who are VPS-Commodities / Gold funds for?
Investors who want a hedge against a weaker rupee, or a small slice of gold in a wider portfolio. Gold can fall sharply too.
Every VPS-Commodities / Gold fund
Best published one-year return first; a fund flagged "Check data" comes last. Returns are after the fund's own costs and before any sales load.
| Fund | NAV (Rs) | 1M | 1Y | 3Y | TER |
|---|---|---|---|---|---|
| NIT Pension FundNational Investment Trust Limited | 50.5327 | −2.60% | +6.54% | +133.36% | 0.89% |
| UBL Retirement Saving FundUBL Fund Managers Limited | 416.0600 | −2.56% | +3.78% | +128.39% | 1.87% |
Returns are the trailing figures published by MUFAP. Risk is the level typical of the category, not each fund's own disclosed risk profile. Past performance does not predict future returns, and nothing here is a recommendation to buy or sell.