UBL
Reduce
United Bank Share Price Today, Live PSX Chart & Forecast (PSX: UBL) United Bank Limited
Open
Rs 429.99
High
Rs 430.00
Low
Rs 417.28
Prev close
Rs 440.83
Volume
1,069,651
Turnover
Rs 717.7M
AI verdict · rule-engine-v2
Sell
42% confidence · Short Term
Our model is bearish on UBL. It has called this stock correctly 54.2% of the time over 153 out-of-sample checks. See what drove this ↓
Target
Rs 410.34
Exp. return
-2.3%
UBL share price and analysis
United Bank Limited (UBL) last traded at Rs 420.00 on the Pakistan Stock Exchange, where it fell 4.73% on the session of 7 September 2026. It was among the more heavily traded lines of the session at 1,069,651 shares, a turnover of Rs 717.7 million. Over the past year the share has traded between Rs 306.10 and Rs 503.14, putting the current price around the middle of that range.
The price sits below both its 20-day (455.20) and 50-day (463.94) moving averages, which is the configuration usually read as a downtrend. The 14-day RSI is 28.1, in territory conventionally described as oversold, which reflects the strength of recent selling rather than predicting a reversal. ADX at 20.2 indicates a weak or rangebound trend.
With a market capitalisation of about Rs 1,051.8 billion, this is one of the larger listings on the exchange and is classified under Commercial Banks. It trades on a price-to-earnings ratio of 7.1, meaning the market is paying about Rs 7.1 for every rupee of annual earnings. Earnings per share stand at Rs 51.33. The trailing dividend yield is 5.43%, which is the income a holder receives at the current price before any capital movement. Return on equity is 12.6%. A beta of 1.44 means the share has historically moved more sharply than the wider market.
UBL is the largest Commercial Banks company on the exchange by market value, of the 16 we track. Its price-to-earnings ratio of 7.1 compares with the Commercial Banks median of 6.9, putting it broadly in line with its sector. Its trailing dividend yield of 5.43% sits above the 3.96% median for the sector. Sector medians are taken across the companies we hold fundamentals for and move as those are restated.
Our forecasting model currently reads UBL as sell over a short term horizon, at 42% confidence. Its target price is Rs 410.34, an expected return of -2.3%. The model is computed from the price and indicator history shown on this page. It does not read news, financial statements or management changes, and it is not a recommendation to buy or sell.
This summary is generated from the end-of-day prices and indicators shown on this page and is refreshed after each trading session. It describes the data; it is not a recommendation. See how we collect and check this data and our disclaimer.
UBL technical indicators — RSI, MACD & moving averages
Price chart
RSI (14)
MACD (12, 26, 9)
RSI 14
28.1
Stoch %K
5.3
ADX 14
20.2
Williams %R
-94.7
SMA 20
455.20
SMA 50
463.94
MACD
-7.119
ATR 14
6.039
BB Upper
481.99
BB Lower
428.40
Momentum
-26.43
Tech score
32
UBL AI forecast & accuracy
rule-engine-v2directional accuracy over 153 backtested 10-day forecasts on this stock's history
- Target
- Rs 410.34
- Stop
- Rs 429.06
- Support
- Rs 417.28
- Resistance
- Rs 478.03
- Exp. return
- -2.30%
- Risk
- 48.47/100
Why
UBL is leaning bearish. Overall score 46/100. Drivers: Price below the 50-day average (downtrend); Histogram negative — momentum fading; Oversold (28) — rebound potential; Fundamental score 80/100. Suggested action: Reduce; trend and momentum favour caution. This is an automated model assessment, not financial advice.
Generated by rule-engine-v2 from the indicators above. It does not read news, filings or management changes — see how this works.
UBL fundamentals & valuation ratios
- Market cap
- Rs 1,051.8B
- P/E
- 7.1
- EPS
- 51.33
- P/B
- 1.4
- Div yield
- 5.43%
- ROE
- 12.6%
- Beta
- 1.44
- Volatility
- 32.2%
Sector peers
UBL price history — last 30 sessions
| Date | Open | High | Low | Close | Change | Volume |
|---|---|---|---|---|---|---|
| Mon, 7 Sep 2026 | 429.99 | 430.00 | 417.28 | 420.00 | -4.73% | 1,069,651 |
| Fri, 4 Sep 2026 | 443.21 | 443.21 | 440.83 | 440.83 | -0.54% | 686,926 |
| Thu, 3 Sep 2026 | 444.64 | 444.64 | 443.21 | 443.21 | -0.32% | 945,354 |
| Wed, 2 Sep 2026 | 449.10 | 449.10 | 444.64 | 444.64 | -0.99% | 598,596 |
| Tue, 1 Sep 2026 | 450.76 | 450.76 | 449.10 | 449.10 | -0.37% | 984,373 |
| Mon, 31 Aug 2026 | 458.70 | 458.70 | 450.76 | 450.76 | -1.73% | 1,000,114 |
| Fri, 28 Aug 2026 | 459.85 | 459.85 | 458.70 | 458.70 | -0.25% | 1,749,780 |
| Thu, 27 Aug 2026 | 456.97 | 459.85 | 456.97 | 459.85 | +0.63% | 1,133,517 |
| Tue, 25 Aug 2026 | 444.89 | 456.97 | 444.89 | 456.97 | +2.72% | 1,572,644 |
| Mon, 24 Aug 2026 | 446.43 | 446.43 | 444.89 | 444.89 | -0.35% | 1,153,839 |
| Fri, 21 Aug 2026 | 447.93 | 447.93 | 446.43 | 446.43 | -0.33% | 1,896,516 |
| Thu, 20 Aug 2026 | 453.66 | 453.66 | 447.93 | 447.93 | -1.26% | 1,393,525 |
| Wed, 19 Aug 2026 | 461.98 | 461.98 | 453.66 | 453.66 | -1.80% | 2,298,632 |
| Tue, 18 Aug 2026 | 468.64 | 468.64 | 461.98 | 461.98 | -1.42% | 1,125,546 |
| Mon, 17 Aug 2026 | 469.23 | 469.23 | 468.64 | 468.64 | -0.13% | 560,193 |
| Thu, 13 Aug 2026 | 468.70 | 469.23 | 468.70 | 469.23 | +0.11% | 291,971 |
| Wed, 12 Aug 2026 | 469.57 | 469.57 | 468.70 | 468.70 | -0.19% | 610,384 |
| Tue, 11 Aug 2026 | 473.16 | 473.16 | 469.57 | 469.57 | -0.76% | 1,474,567 |
| Mon, 10 Aug 2026 | 475.74 | 475.74 | 473.16 | 473.16 | -0.54% | 991,794 |
| Fri, 7 Aug 2026 | 478.03 | 478.03 | 475.74 | 475.74 | -0.48% | 1,046,463 |
| Thu, 6 Aug 2026 | 471.44 | 478.03 | 471.44 | 478.03 | +1.40% | 2,514,396 |
| Wed, 5 Aug 2026 | 462.71 | 471.44 | 462.71 | 471.44 | +1.89% | 2,431,158 |
| Tue, 4 Aug 2026 | 467.69 | 467.69 | 462.71 | 462.71 | -1.06% | 904,833 |
| Mon, 3 Aug 2026 | 465.21 | 467.69 | 465.21 | 467.69 | +0.53% | 1,475,778 |
| Fri, 31 Jul 2026 | 473.96 | 473.96 | 465.21 | 465.21 | -1.85% | 1,162,621 |
| Thu, 30 Jul 2026 | 469.11 | 473.96 | 469.11 | 473.96 | +1.03% | 3,670,901 |
| Wed, 29 Jul 2026 | 473.33 | 473.33 | 469.11 | 469.11 | -0.89% | 2,117,163 |
| Tue, 28 Jul 2026 | 477.91 | 477.91 | 473.33 | 473.33 | -0.96% | 1,573,840 |
| Mon, 27 Jul 2026 | 446.70 | 477.91 | 446.70 | 477.91 | +6.99% | 3,724,674 |
| Fri, 24 Jul 2026 | 452.12 | 452.12 | 446.70 | 446.70 | -1.20% | 1,869,183 |
All figures in PKR, end of day, sourced from the Pakistan Stock Exchange.
Other Commercial Banks stocks
UBL is a Commercial Banks listing. Compare it against the rest of the sector, or read what actually drives Commercial Banks companies on the PSX.
All Commercial Banks shares on the PSX →Learn how to read this page
-
How to Analyse Pakistani Bank Stocks: Rates, NIMs and NPLs
Bank earnings on the PSX are a bet on the SBP policy rate. How NIMs, the government-paper habit, ADR tax episodes, NPLs and CASA actually drive HBL, UBL, MCB and MEBL — and when trading below book is deserved.
-
How to Read a Stock Page Without Fooling Yourself
A walk through every number on a PSX stock page — price, volume, P/E, RSI, our own AI signal — and an honest account of how much weight each one deserves.
-
Technical Analysis on the PSX: Using Moving Averages, RSI and MACD Without Fooling Yourself
Moving averages, RSI and MACD describe past prices — nothing more. Used in the right order they keep you honest; used as signals they lose money. Here are the mechanics that actually work on the PSX, and where thin volume and circuit breakers make indicators meaningless.
UBL — frequently asked questions
What is UBL's share price today?
+
United Bank Limited (UBL) last traded at Rs 420.00 on the Pakistan Stock Exchange, down 4.73% on the session of 7 September 2026. The day's range was Rs 417.28 to Rs 430.00 on 1,069,651 shares. These are end-of-day figures published by the exchange, not a live trading feed.
What is the 52-week high and low for UBL on the PSX?
+
UBL has traded between Rs 306.10 and Rs 503.14 over the past twelve months on the Pakistan Stock Exchange. The range is computed from the end-of-day closes we hold for the stock and is refreshed after every session.
What is UBL's current dividend yield?
+
UBL has a trailing dividend yield of 5.43%, meaning that for every Rs 100 invested at the current price a holder received about Rs 5.43 in dividends over the last twelve months. Yield moves with the share price as well as with the payout, so a rising yield is not automatically a better income stream.
Is UBL Shariah-compliant on the PSX?
+
No. UBL is not currently in the exchange's Shariah-screened KMI All Share or KMI-30 index, so on the exchange's own screening it does not qualify as Shariah-compliant. That screening covers both the business activity and financial ratios such as interest-bearing debt, and it is reviewed periodically rather than continuously.
Which PSX indices is UBL part of?
+
UBL is a constituent of the KSE All Share, KSE-100, KSE-30 and PSX Dividend 20. KSE-100 membership means it is one of the hundred companies the headline PSX benchmark is built from. Index membership is taken from the exchange's own published listing for each session.
Is UBL expensive? What are its valuation ratios?
+
UBL trades on a price-to-earnings ratio of 7.1, so the market is paying about Rs 7.1 for each rupee of annual earnings, earnings per share of Rs 51.33, a price-to-book ratio of 1.41 and a return on equity of 12.6%. Ratios are only meaningful next to the rest of the sector — a low multiple that the whole sector shares is usually a sector problem rather than a bargain, which is why the sector page is linked from this one.
What is the AI forecast for UBL?
+
Our model currently reads UBL as sell over a short term horizon, at 42% confidence, with a target price of Rs 410.34. It is computed from this stock's own price and indicator history. It does not read news, financial statements or management changes, its backtested hit rate on this specific stock is published on the page, and it is not investment advice.
Answers are generated from the end-of-day figures on this page and refreshed after each session. See all frequently asked questions or our methodology.
About this data
Prices, volumes and indicators for UBL are end-of-day figures collected from the Pakistan Stock Exchange and recomputed after each session — they are not a live trading feed and may lag the market. Forecasts are the output of logistic-v1, an automated logistic-regression model trained on price history alone; it does not read news, filings or management changes, no analyst reviews its output before publication, and its track record is published in full on our model accuracy page.
PSX Expert is an independent analytics publisher. We are not licensed by the SECP as a securities adviser, investment adviser, research analyst or broker-dealer, and nothing on this page is a personal recommendation. Past performance and back-tested results do not predict future results. Read our methodology, who we are and the full disclaimer before acting on anything here.