Shariah Compliant Income · HBL Asset Management Limited
HBL Islamic Regular Income Fund
Net asset value
Rs 100.0000
as at 10 Sep 2026
Trailing returns
Published by MUFAP, as at 10 Sep 2026 · net of fund expenses, before any sales load
15 days
+10.08%
30 days
+10.62%
90 days
+10.32%
180 days
—
1 year
—
Year to date
+10.63%
2 years
—
3 years
—
Month to date
+9.97%
1 day
+8.58%
HBL Islamic Regular Income Fund — NAV, returns and charges
HBL Islamic Regular Income Fund is priced at Rs 100.0000 per unit as at 10 September 2026. That is the most recent valuation MUFAP has published for it. We hold only 6 daily observations for it, which is too short a run to measure risk from.
Over the last three months HBL Islamic Regular Income Fund has returned 10.32%, on MUFAP figures published to 10 September 2026. Its published thirty-day figure is +10.62%. MUFAP publishes each window on its own basis — short periods are annualised for money market and income funds — so the shorter figure is not a slice of the three months one. These are the manager's published figures, net of the fund's own expenses but before any sales load you pay to enter or leave.
HBL Islamic Regular Income Fund charges a front-end load of 0.00% when you buy. The back-end or contingent load is 0.00%. The total expense ratio year to date is 1.02%, which is already taken out of the returns above. The management fee inside that is 0.75%.
HBL Islamic Regular Income Fund is classified by MUFAP as a Shariah Compliant Income fund, screened as Shariah compliant. It is managed by HBL Asset Management Limited. The fund was launched in May 2026, so its record is under a year long.
This summary is generated from the MUFAP figures and NAV history shown on this page and is refreshed as new data arrives. It describes the data; it is not a recommendation. See how we collect and check this data and our disclaimer.
NAV history
Rebased to 100 at the start of our tracking, so the two lines are comparable
The two lines separate because this fund distributes. NAV falls on each ex-date by the amount paid out; total return adds those distributions back, and is what the returns on this page are computed from. Judging an income fund by its NAV line alone would show a permanent loss that nobody actually suffered.
Charges
- Front-end load
- 0.00%
- Back-end load
- 0.00%
- Contingent load
- 0.00%
- Expense ratio (YTD)
- 1.02%
- Management fee
- 0.75%
The expense ratio is already deducted from the NAV and the returns above. A sales load is not — it is charged on top when you buy or sell.
Dealing prices
- Offer (you buy at)
- Rs 100.0000
- Repurchase (you sell at)
- Rs 100.0000
- Net asset value
- Rs 100.0000
The offer price is the NAV plus the front-end load. Funds price once a day, so an order placed today deals at a NAV that is published tomorrow — there is no intraday price.
Against its category
- Funds in Shariah Compliant Income
- 44
- Category median (1 yr, MUFAP)
- 9.15%
- Category average expense ratio
- 1.52%
Our measurements
Computed from the NAV history we have recorded, adjusted for distributions
Since we began tracking
+0.08%
1 month
not yet
3 months
not yet
1 year
not yet
Volatility (1 yr)
not yet
Largest fall
not yet
Best day
+0.03%
Worst day
0.00%
Positive days
+75.00%
Annualised (CAGR)
not yet
Computed from 5 days of tracking since 28 Aug 2026 — figures marked not yet need more history than we have and are withheld rather than estimated. Every figure here is adjusted for distributions: a fund that pays out sees its NAV drop by the amount paid, which is not a loss to anyone holding it.
Distribution history
| Ex-date | Per unit | Ex-NAV |
|---|---|---|
| 8 Sep 2026 | Rs 0.0287 | Rs 100.0000 |
| 3 Sep 2026 | Rs 0.0251 | Rs 100.0000 |
| 1 Sep 2026 | Rs 0.0217 | Rs 100.0000 |
| 28 Aug 2026 | Rs 0.0361 | Rs 100.0000 |
On an ex-date the NAV falls by roughly the amount distributed. That is a transfer, not a loss — the cash left the fund and went to unit holders.
Other Shariah Compliant Income funds
| Fund | NAV | 1 Year | TER |
|---|---|---|---|
| HBL Islamic Income Fund HBL Asset Management Limited | Rs 107.1458 | +10.46% | 1.43% |
| Lucky Islamic Income Fund Lucky Investments Limited | Rs 102.3099 | +10.36% | 0.69% |
| Faysal Halal Amdani Fund II Faysal Asset Management Limited | Rs 101.9845 | +10.27% | 1.88% |
| AWT Islamic Income Fund AWT Investments Limited | Rs 108.0488 | +10.22% | 0.87% |
| 786 Smart Fund 786 Investments Limited | Rs 85.9346 | +10.11% | 2.08% |
| Meezan Daily Income Fund (Meezan Munafa Plan I) Al Meezan Investment Management Limited | Rs 51.5745 | +10.08% | 1.09% |
| NBP Riba Free Savings Fund NBP Fund Management Limited | Rs 10.5948 | +10.08% | 1.03% |
| NIT Islamic Income Fund National Investment Trust Limited | Rs 9.9119 | +10.05% | 1.83% |
HBL Islamic Regular Income Fund — frequently asked questions
What is the NAV of HBL Islamic Regular Income Fund?
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The latest net asset value MUFAP has published for HBL Islamic Regular Income Fund is Rs 100.0000 per unit, as at 10 September 2026. Open-end funds are priced every dealing day, so this figure moves daily and the price you deal at is the one published on the day your instruction settles.
Is HBL Islamic Regular Income Fund Shariah compliant?
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Yes. MUFAP classifies HBL Islamic Regular Income Fund under Shariah Compliant Income, which is a Shariah-compliant category, so the fund is run to an Islamic mandate with its own Shariah advisory oversight. Screening is applied by the fund, and the classification is MUFAP's rather than ours.
Who manages HBL Islamic Regular Income Fund?
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HBL Islamic Regular Income Fund is managed by HBL Asset Management Limited, the asset management company responsible for its mandate, its investment decisions and the charges applied to it. The fund was launched in May 2026.
What does it cost to invest in HBL Islamic Regular Income Fund?
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For HBL Islamic Regular Income Fund, the published front-end load is 0.00%, the back-end or contingent load is 0.00% and the total expense ratio is 1.02%, already deducted from the returns shown. A load is charged on the money you put in or take out; the expense ratio is charged inside the fund and is why a published return is lower than the gross return on what it holds.
Answers are generated from the MUFAP figures on this page and refreshed as new data arrives. See all mutual funds or our methodology.
Fund data is sourced from the Mutual Funds Association of Pakistan. We publish no buy, sell or hold recommendation on any mutual fund, and nothing on this page is investment advice. Past performance does not predict future returns.