Mutual Funds · MUFAP
228 funds & pension schemes
Every mutual fund and voluntary pension scheme in Pakistan, with its latest price, published returns and running costs. Compare a fund only with others of the same kind.
NAVs as at 13 Oct 2026 · Source: MUFAP · Funds price once daily and publish the next morning.
Income & debt funds · 228
Sorted by 1-year return, highest first. 1M, 1Y and 3Y are MUFAP's published returns after the fund's own costs, before any sales load. Money market and income funds quote them as yearly rates, so compare like with like.
NAV TER Expense ratio (TER)A fund's yearly running costs — management fee, taxes and other charges — as a percentage of its assets, taken out of the NAV. Reported in Pakistan as the Total Expense Ratio; lower leaves more for you. Glossary Category Fund categoryThe SECP classification that sets what a fund may invest in — equity, income, money market, balanced, Islamic and others. Compare returns and fees only within the same category. Glossary
| Fund | Category | NAV (Rs) | 1M | 1Y ▼ | 3Y | TER | Risk |
|---|---|---|---|---|---|---|---|
| NBP Government Securities Plan VIIINBP Fund Management Limited | Income | 13.2617 | +8.53% | +31.75% | — | 17.22% | Moderate |
| UBL Fixed Return Plan III (Y)UBL Fund Managers Limited | Fixed Rate / Return | 126.0065 | +18.83% | +31.49% | — | 0.74% | Moderate |
| Pakistan Income FundMCB Investment Management Limited | Income | 56.9571 | +8.58% | +17.35% | +21.01% | 1.39% | Moderate |
| Pakistan Income Enhancement FundMCB Investment Management Limited | Aggressive Fixed Income | 56.5026 | +3.91% | +16.88% | +20.28% | 2.04% | Moderate |
| Askari High Yield SchemePak Oman Asset Management Company Limited | Aggressive Fixed Income | 106.1192 | +16.06% | +15.62% | +16.05% | 0.76% | Moderate |
| NIT - Income FundNational Investment Trust Limited | Income | 10.6330 | +15.21% | +15.08% | +18.71% | 1.86% | Moderate |
| AKD Aggressive Income FundAKD Investment Management Limited | Aggressive Fixed Income | 56.3279 | +12.48% | +13.02% | +27.17% | 1.97% | Moderate |
| Alfalah Income & Growth FundAlfalah Asset Management Limited | Aggressive Fixed Income | 122.0092 | +11.23% | +12.59% | +14.30% | 0.26% | Moderate |
| Pak Oman Micro Finance FundPak Oman Asset Management Company Limited | Income | 104.5704 | +13.27% | +12.04% | — | 0.21% | Moderate |
| UBL Fixed Return Plan II (AB)UBL Fund Managers Limited | Fixed Rate / Return | 103.0563 | +8.11% | +11.95% | — | 0.38% | Moderate |
| Alfalah Financial Sector Opportunity FundAlfalah Asset Management Limited | Income | 118.5424 | +11.16% | +11.89% | +17.25% | 0.71% | Moderate |
| JS Microfinance Sector FundJS Investments Limited | Income | 124.7823 | +11.88% | +11.81% | +18.44% | 0.34% | Moderate |
| NIT Social Impact FundNational Investment Trust Limited | Income | 10.6608 | +11.64% | +11.81% | +17.59% | 1.63% | Moderate |
| ABL Pension FundABL Asset Management Company Limited | VPS-Debt | 392.6040 | +9.80% | +11.66% | +18.64% | 0.93% | Moderate |
| AWT Islamic Pension FundAWT Investments Limited | VPS-Shariah Compliant Debt | 118.0669 | +8.77% | +11.60% | — | 0.00% | Moderate |
| HBL Financial Sector Income Fund Plan IIHBL Asset Management Limited | Income | 103.7168 | +11.42% | +11.60% | — | 0.26% | Moderate |
| MCB Investment Savings Plan IMCB Investment Management Limited | Aggressive Fixed Income | 103.9439 | +11.69% | +11.30% | — | 0.43% | Moderate |
| AL Habib Sovereign Income Fund Plan 1AL Habib Asset Management Limited | Income | 103.5354 | +11.04% | +11.26% | — | 0.54% | Moderate |
| AL Habib Sovereign Income Fund Plan 3AL Habib Asset Management Limited | Income | 103.4931 | +11.25% | +11.18% | — | 0.77% | Moderate |
| NBP Mahana Amdani FundNBP Fund Management Limited | Income | 10.6630 | +10.93% | +11.09% | +17.15% | 1.07% | Moderate |
| AL Habib Sovereign Income Fund Plan 2AL Habib Asset Management Limited | Income | 103.4123 | +10.70% | +10.99% | — | 0.57% | Moderate |
| NBP Financial Sector Income FundNBP Fund Management Limited | Income | 11.0513 | +10.63% | +10.92% | +17.27% | 1.20% | Moderate |
| NBP Income Plan INBP Fund Management Limited | Income | 10.1846 | +10.43% | +10.83% | +17.09% | 0.57% | Moderate |
| NIT Pension FundNational Investment Trust Limited | VPS-Debt | 31.0385 | +8.96% | +10.80% | +17.53% | 0.90% | Moderate |
| Alfalah Financial Sector Income FundAlfalah Asset Management Limited | Income | 103.7479 | +10.59% | +10.78% | +8.47% | 1.16% | Moderate |
| Alfalah MTS FundAlfalah Asset Management Limited | Income | 107.1308 | +10.45% | +10.78% | +16.62% | 2.43% | Moderate |
| Atlas Pension FundAtlas Asset Management Limited | VPS-Debt | 684.6600 | +11.03% | +10.76% | +18.25% | 0.49% | Moderate |
| UBL Fixed Return Plan III (Z)UBL Fund Managers Limited | Fixed Rate / Return | 103.1967 | +1.77% | +10.76% | — | 0.17% | Moderate |
| AL Habib Income FundAL Habib Asset Management Limited | Income | 106.2619 | +10.63% | +10.75% | +17.28% | 1.11% | Moderate |
| ABL Financial Sector Fund Plan IABL Asset Management Company Limited | Income | 10.3214 | +10.46% | +10.68% | +17.40% | 1.38% | Moderate |
| UBL Fixed Return Plan II (M)UBL Fund Managers Limited | Fixed Rate / Return | 100.9339 | +11.64% | +10.67% | — | 0.19% | Moderate |
| HBL Islamic Income FundHBL Asset Management Limited | Shariah Compliant Income | 108.0608 | +10.08% | +10.62% | +15.82% | 1.43% | Moderate |
| Atlas Income FundAtlas Asset Management Limited | Income | 548.0992 | +10.70% | +10.58% | +17.44% | 0.56% | Moderate |
| UBL Income Opportunity FundUBL Fund Managers Limited | Income | 114.2653 | +9.18% | +10.52% | +17.80% | 1.65% | Moderate |
| NIT Islamic Pension FundNational Investment Trust Limited | VPS-Shariah Compliant Debt | 26.9848 | +10.45% | +10.51% | +16.60% | 0.94% | Moderate |
| AL Habib Pension FundAL Habib Asset Management Limited | VPS-Debt | 192.2755 | +9.34% | +10.50% | +17.77% | 1.56% | Moderate |
| Pak Qatar Islamic Pension FundPak-Qatar Family Takaful Limited | VPS-Shariah Compliant Debt | 175.0142 | +10.45% | +10.49% | +17.15% | 1.69% | Moderate |
| AL Habib Government Securities FundAL Habib Asset Management Limited | Income | 103.9088 | +10.62% | +10.48% | +17.17% | 0.98% | Moderate |
| Alfalah GHP Income Multiplier FundAlfalah Asset Management Limited | Aggressive Fixed Income | 56.5391 | +11.86% | +10.47% | +20.37% | 0.65% | Moderate |
| Atlas Pension Islamic FundAtlas Asset Management Limited | VPS-Shariah Compliant Debt | 500.4900 | +10.54% | +10.47% | +16.73% | 0.44% | Moderate |
| Lucky Islamic Income FundLucky Investments Limited | Shariah Compliant Income | 103.2189 | +10.05% | +10.36% | — | 0.67% | Moderate |
| NBP Income Opportunity FundNBP Fund Management Limited | Income | 11.2545 | +9.34% | +10.33% | +19.33% | 1.82% | Moderate |
| AWT Islamic Income FundAWT Investments Limited | Shariah Compliant Income | 109.0125 | +10.15% | +10.30% | +17.07% | 0.87% | Moderate |
| NBP Savings FundNBP Fund Management Limited | Income | 10.2322 | +10.08% | +10.29% | +18.09% | 1.66% | Moderate |
| JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I)JS Investments Limited | Fixed Rate / Return | 124.2664 | −4.02% | +10.24% | — | 1.34% | Moderate |
| Atlas Sovereign FundAtlas Asset Management Limited | Income | 106.2416 | +9.66% | +10.22% | +17.88% | 0.61% | Moderate |
| 786 Smart Fund786 Investments Limited | Shariah Compliant Income | 86.7322 | +10.93% | +10.18% | +16.61% | 2.08% | Moderate |
| NBP Riba Free Savings FundNBP Fund Management Limited | Shariah Compliant Income | 10.6917 | +10.43% | +10.17% | +15.78% | 1.02% | Moderate |
| NIT Islamic Income FundNational Investment Trust Limited | Shariah Compliant Income | 9.9980 | +9.73% | +10.16% | +16.15% | 1.83% | Moderate |
| HBL Government Securities FundHBL Asset Management Limited | Income | 117.2232 | +6.20% | +10.14% | +17.47% | 1.90% | Moderate |
Returns shown are the trailing figures published by MUFAP and are net of fund expenses but before any sales load you pay. Past performance does not predict future returns. We publish no buy or sell recommendation on any fund — see our glossary for what each figure means. Risk is the level typical of a fund's category, not the fund's own disclosed risk profile, which is in its offering document.